Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of The Power Quadrant System website, products, and services ("Services"). The Power Quadrant System is created and operated by Ric and Liz Thompson ("we," "us," or "our"). By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree with any part of these Terms, please do not use our Services.

1. Acceptance of Terms

By accessing our website, purchasing our products, or using our services, you are agreeing to these Terms and Conditions. These Terms constitute a legally binding agreement between you and The Power Quadrant System.

You must be at least 18 years of age or have the consent of a legal guardian to use our Services. If you are accessing these Services on behalf of a business entity, you represent that you have the authority to bind such entity to these Terms.

2. User Obligations

When using our Services, you agree to:

• Provide accurate, current, and complete information when creating an account or making a purchase
• Maintain and promptly update your account information
• Be responsible for all activities that occur under your account
• Maintain the security and confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Use our Services in compliance with all applicable laws and regulations

3. Intellectual Property Rights

All content on the website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, software, and the compilation of all content, is the property of The Power Quadrant System or its content suppliers and is protected by international copyright laws.

The Power Quadrant System™ is our trademark and may not be used in connection with any product or service without our prior written consent.

You may access, download, and print materials from the website for your personal, non-commercial use only. You may not:

• Modify or copy the materials
• Use the materials for any commercial purpose
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time.

4. Payment Terms

By purchasing our products or services, you agree to the following payment terms:

• All prices are listed in US Dollars unless otherwise specified
• Payments are processed through our third-party payment processor (ClickBank) and are subject to their terms and conditions
• You agree to provide current, complete, and accurate purchase and account information for all purchases
• You agree to promptly update your account and payment information, including email address, payment method, and payment card expiration date
• You authorize us to charge your chosen payment method for purchases made through our website
• For subscription services, you authorize us to bill your payment method in advance on a recurring basis until you cancel

We reserve the right to change our prices at any time. If the price of a product increases after your purchase, you will not be charged the difference between the price you paid and the new price.

5. Refund Policy

We stand behind our products and want you to be satisfied with your purchase. Our refund policy is as follows:

• Digital products purchased through our website or through ClickBank come with a 60-day money-back guarantee
• To request a refund, contact our customer service team or ClickBank's customer support within 60 days of your purchase
• Refunds will be processed through the original payment method used for the purchase
• Processing of refunds may take up to 5-10 business days depending on your payment provider

We reserve the right to deny refund requests that we determine, in our sole discretion, are fraudulent or abusive of our refund policy.

6. Account Responsibilities

If you create an account with us, you are responsible for maintaining the confidentiality of your account information, including your password, and for restricting access to your computer or device. You agree to accept responsibility for all activities that occur under your account or password.

You agree to:

• Immediately notify us of any unauthorized use of your password or account
• Ensure that you exit from your account at the end of each session when accessing our Services on a shared computer
• Not share your account credentials with any third party
• Keep your contact information accurate and up-to-date

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion if we believe that user conduct violates applicable laws or is harmful to our interests or the interests of other users.

7. Prohibited Activities

When using our Services, you agree not to:

• Use the Services for any illegal purpose or in violation of any local, state, national, or international law
• Violate or encourage others to violate the rights of third parties, including intellectual property rights
• Attempt to circumvent any content-filtering techniques we employ
• Attempt to access areas or features of the Services that you are not authorized to access
• Use the Services in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Services
• Use any robot, spider, or other automatic device, process, or means to access the Services for any purpose
• Introduce any viruses, trojan horses, worms, logic bombs, or other malicious or technologically harmful material
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Services

8. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall The Power Quadrant System, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from:

• The use or inability to use our Services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from our Services
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Services
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, transmitted, or otherwise made available via our Services

In no event shall our total liability to you for all claims arising out of or relating to these Terms or your use of our Services exceed the amount paid by you to us during the twelve (12) months preceding the event giving rise to the liability, or one hundred dollars ($100) if no such payments have been made.

9. Dispute Resolution

Any dispute arising out of or relating to these Terms, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall take place in [Location], and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

You agree to the following provisions regarding dispute resolution:

• Neither you nor we shall be entitled to join or consolidate claims in arbitration by or against other individuals or entities, or arbitrate any claim as a representative member of a class or in a private attorney general capacity
• The arbitrator shall have the authority to award any remedy or relief that would have been available to the parties had the matter been heard in court
• The arbitration shall be conducted in the English language
• Each party shall bear its own costs in the arbitration, and the fees and expenses of the arbitrator shall be shared equally

Notwithstanding the foregoing, we may seek injunctive or other equitable relief to protect our intellectual property rights in any court of competent jurisdiction.

10. Privacy Policy Reference

Your privacy is important to us. Our Privacy Policy, which is incorporated into these Terms by reference, explains how we collect, use, and disclose information about you. By using our Services, you consent to our collection and use of personal information as described in our Privacy Policy.

We encourage you to read our Privacy Policy carefully to understand our practices regarding your personal information.

11. Modification of Terms

We reserve the right to modify these Terms at any time in our sole discretion. When we make changes, we will update the date at the top of these Terms and post the modified Terms on our website. We will notify you of material changes by:

• Sending an email to the address associated with your account
• Providing a notification through our website or app
• Displaying a prominent notice when you access our Services

Your continued use of our Services after any such changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must stop using our Services.

12. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

Upon termination, your right to use our Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Email: [email protected]